Welcome to

North Bay Capital

YOUR CAPITAL MANAGEMENT SPECIALISTS
MORTGAGE | REAL ESTATE | REVERSE MORTGAGE HOME LOANS

Welcome to

North Bay Capital

You're looking to buy your dream home,
and we're here to help

How much do you qualify for?

NORTH BAY CAPITAL IS THE PREMIERE MORTGAGE AND REAL ESTATE BROKER SERVING BOTH CA AND CO

We specialize in mortgage, with a focus on reverse mortgage. Are you curious about mortgage rates? Your home’s value? Reverse Mortgage Loans from a financial planning perspective? Our main objective is to provide good old fashioned advice based on what you’re situation is. And if you’re new to the process we promise to make things easy to understand so that you can make the most informed decision that’s right for you.

WHY ARE BROKERS BETTER?

As a mortgage broker North Bay Capital has more lenders which means more competition and lower rates to you, the borrower. We offer you multiple options to lower payments because we have competing lenders who slash mortgage rates and mortgage insurance to get your business. Some of our lenders offer free appraisals, we pass that savings on to you. Big banks put their high interest mortgage rates well above your own interests. North Bay Capital owes our client’s a fiduciary duty to provide the best lender at the best rate possible for your situation. Large banks are very top heavy and slow to complete your mortgage, since we’re a mortgage broker we are light on our feet and quick to close your loan. We close most loans in less than 30 days, meaning that you get into your home faster.

AREAS OF EXPERTISE?

Reverse Mortgage Loans, Real Estate Sales, and Mortgage Broker, Conventional Loans, Down Payment Assistance, FHA, VA, Construction to Permanent, USDA, Bank Statement Loans, Private Money Investors, Commercial, and Non-Warrantable Condominiums. We offer some of the lowest rates with the highest level of service in the industry. Call us and give us a try, we’re nice people and you’ll be glad you called.

SERVICE AREAS

North Bay Capital services all of California and Colorado

Today's Rates

Mortgage Rates change on a daily basis and can vary depending on your unique situation. Simply use this form to receive FREE and accurate rate quotes from a nationwide network of trusted lenders.

Purchase Assistant

This Free Purchase Assistant has been designed to help narrow down options based on your individual needs. It’s quick, it’s easy, and the results are accurate. You’ll receive the Purchase information you need without all the calls and emails!

Refinance Advisor

This Free Refinance Assistant has been designed to help narrow down options based on your individual needs. It’s quick, it’s easy, and the results are accurate. You’ll receive the Refinance information you need without all the calls and emails!

Mortgage Calculator

In today's economy, budgets are important. Use this FREE Mortgage Calculator to see how much you can actually afford.

Angela Gilardi

Santa Rosa, CA

I just purchased my first home in Sonoma County, and I used Jesse as my mortgage broker. I found Jesse to be very responsive, knowledgeable, attentive and on top of all deadlines. He patiently answered all of my questions thoroughly and expediently. It was a smooth and transparent process from start to finish. I really enjoyed working with him. And he got me a great loan!

What our clients are saying about us

Our client's love us and we've got the testimonials to prove it!

FHA LOANS


FHA loans are an attractive option, especially for first-time homeowners because it is insured by the Federal Housing Administration (FHA).

VA LOANS


In today's economy, budgets are important. Use this FREE Mortgage Calculator to see how much you can actually afford.

REAL ESTATE


Find your DREAM HOME in our Real Estate Marketplace. We've got the latest listings from our network of agents as soon as they hit the market!

About Us

Thanks for visiting North Bay Capital. Local expertise and broad real estate experience will benefit you whether you are serious about buying or selling a home at this time, or are a returning client checking out the many homeowner resources offered here.

Please consider this website as your online source for mortgage, real estate, and local community information. Be sure to return often for the latest property listing updates. READ MORE

North Bay Capital

(707) 583-3666
2974 Night Song Way
Castle Rock, CO 80109

 

Company NMLS ID 1279902
Individual NMLS ID 278103
Company CA DRE 01970612
Individual CA DRE 01855372

This material is not provided by, nor was it approved by the Department of Housing & Urban Development (HUD) or by the Federal Housing Administration (FHA).
Loans made or arranged pursuant to CA Bur of Real Estate – Real Estate Broker – Broker#1279902. California Bureau of Real Estate (877-373-4542). NMLS #1279902