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Our clients get the
attention they deserve.

Our consistency and customer satisfaction is reflected in our 5-Star client reviews.

Welcome to North Bay Capital

NORTH BAY CAPITAL IS THE PREMIERE MORTGAGE BROKER SERVING BOTH CA AND CO
Are you curious about mortgage rates? Your home’s value? Reverse Mortgage Loans from a financial planning perspective? Our main objective is to provide good old fashioned advice based on what you’re situation is. And if you’re new to the process we promise to make things easy to understand so that you can make the most informed decision that’s right for you.

WHY ARE BROKERS BETTER?
As a mortgage broker North Bay Capital has more lenders which means more competition and lower rates to you, the borrower. We offer you multiple options to lower payments because we have competing lenders who slash mortgage rates and mortgage insurance to get your business. Some of our lenders offer free appraisals, we pass that savings on to you. Big banks put their high interest mortgage rates well above your own interests. North Bay Capital owes our client’s a fiduciary duty to provide the best lender at the best rate possible for your situation. Large banks are very top heavy and slow to complete your mortgage, since we’re a mortgage broker we are light on our feet and quick to close your loan. We close most loans in less than 30 days, meaning that you get into your home faster.

AREAS OF EXPERTISE?
Reverse Mortgage Loans, Real Estate Sales, and Mortgage Broker, Conventional Loans, Down Payment Assistance, FHA, VA, Construction to Permanent, USDA, Bank Statement Loans, Private Money Investors, Commercial, and Non-Warrantable Condominiums. We offer some of the lowest rates with the highest level of service in the industry. Call us and give us a try, we’re nice people and you’ll be glad you called.

SERVICE AREAS
North Bay Capital services all of California and Colorado

We offer a variety of loan options to fit many different scenarios.
Purchase
Refinance
Finding a great home loan involves careful consideration of your needs, finances and history. We are here to guide you.
Client Reviews
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